Stripe bans high-risk merchants without explanation. SettlePay accepts card payments from anyone and deposits stablecoins directly to your wallet — instantly, irreversibly, globally.
Trusted by merchants in industries others refuse
Customers pay with Visa, Mastercard, Apple Pay, or Google Pay — just like any standard checkout. Behind the scenes, SettlePay converts to USDC and deposits directly to your wallet. Customer buys crypto; you get paid. Clean.
The customer is purchasing a crypto asset at checkout — that's the legal workaround. No identity verification at the point of sale. No AML checks blocking the transaction. Just a smooth payment experience for the customer.
iGaming, adult content, supplements, forex, crypto exchanges — industries Stripe terminates without warning. SettlePay is built to serve these businesses. No risk algorithms flagging your account. No frozen funds. No explanations demanded.
No 30-day rolling reserves. No payout holds. Crypto transactions confirm on Polygon in ~3 minutes. Your revenue arrives when you need it — not when your processor decides to release it.
No geographic restrictions. Serve customers from Nigeria, Southeast Asia, MENA — anywhere card payments are possible. Your merchant account works in every country simultaneously.
REST API with webhooks, WooCommerce plugin ready, white-label checkout customization. Integrate in hours. Full documentation, no approval gate.
Selects Visa, Mastercard, Apple Pay, or Google Pay at your store. Normal card flow — nothing unusual for the customer.
SettlePay routes the payment through our crypto infrastructure. Customer is purchasing USDC equivalent — no KYC required at this step.
Polygon network confirms the transaction (~3 min). USDC lands directly in your wallet. You own the keys — SettlePay never holds funds.
Non-custodial architecture. GENIUS Act compliant. MiCA-aligned for EU operations. Stablecoins as commodities under CFTC guidance.
These industries represent billions in payment volume. Most can't access reliable card processing. SettlePay changes that.
Instant deposits, no chargebacks, global access. Your players pay with card; you settle in USDC. No banking intermediary risk.
Platforms that get shut down by traditional processors. SettlePay runs on crypto rails — your account stays open, your funds stay accessible.
High chargeback environment. Crypto-rail transactions are irreversible — your revenue stays yours. No rolling reserves eating your cash flow.
Constantly flagged by card networks despite legal status. SettlePay bypasses the card network risk flags — your payments process cleanly.
SaaS, subscriptions, downloadable products. High fraud exposure through card networks. Crypto-rail eliminates friendly fraud and chargebacks entirely.
Operating from Nigeria, Indonesia, Brazil, or MENA where Stripe and PayPal don't work. Accept global card payments and receive USDT. Your account can never be frozen.
The payment stack for businesses that can't afford to lose access. SettlePay accepts card payments and deposits USDC directly to your wallet — no KYC for customers, no chargebacks, no account bans.
Connect your wallet. Go live. No paperwork, no underwriting delays.
Funds arrive in ~3 minutes. Polygon network. Non-custodial. You own the keys.
Irreversible blockchain transactions. Your revenue is final the moment it's confirmed.
Payment infrastructure built for the businesses that built the internet's underbelly. SettlePay is live. Start processing.